Community Development Block Grant (CDBG) Division

The City of Saint Charles receives Community Development Block Grant (CDBG) funds that have been provided by the U.S. Department of Housing and Urban Development through St. Charles Urban County as a participating jurisdiction.

The amount is determined by the weight of population, economic distress, and age of housing. All funds must be used to meet specific national objectives, which are:

  1. To benefit low and moderate income households
  2. To remove slum and blight
  3. To meet an urgent community need

Grant guidelines also list eligible activities. Some activities may be eligible but cannot be funded because they do not meet one of the national objectives.

A major ongoing activity that is included in the CDBG budget each year is the Home Improvement Loan Program. 

A Code Enforcement Officer is assigned to the CDBG eligible neighborhoods to assist with the Home Improvement Loan Program and other activities.

The Community Development Block Grant (CDBG) Program principally benefits low and moderate- income households by providing the community with resources to revitalize neighborhoods, affirmatively furthering Fair Housing and economic opportunities, and/or improve community services.

Several boards and commissions are supported by staff members from the Community Development Block Grant Division. These Include:

  • Citizens With Disabilities Advisory Board
  • Fair Housing Commission

St. Charles Urban County Small Business Assistance

St. Charles Urban County has relief funds available to support small businesses adversely affected by the COVID-19 pandemic. St. Charles County will offer financial support in the form of a grant for qualified small businesses that are working to prepare for, prevent and/or respond to COVID-19


Home Improvement Loan Program

The City of Saint Charles' Home Improvement Loan Program (HILP) provides a 5-year forgivable, no-interest loan to eligible residents to make repairs and improvements to their owner-occupied property, including handicapped accessibility.

First Time Home Buyer Program

The City of Saint Charles issues down payment assistance of up to $5,000 for qualified 1st-time home buyers.


The City of Saint Charles provides transportation for necessary medical, shopping and other essential services within the City limits of Saint Charles and Urban Saint Charles County for individuals that meet the criteria and require transportation.  

Special Notes